Bank Statement

Get Approved Without Tax Returns!

Your Income, Your Way!

We understand that not everyone's income fits into a standard box. With bank statement loans, you can qualify based on your bank deposits, not tax returns!

Who Can Benefit from Bank Statement Loans?

If your bank deposits show your income better than tax returns, this loan is for you!

Self-Employed Professionals

Freelancers

Small Business Owners

Commission-Based Earners

How Does It Work?

Submit 12-24 months of personal or business bank statements
We use your bank deposits to calculate your income — no tax returns or W-2s required! Whether you're self-employed or running a small business, your cash flow is what matters.
No need to show tax returns or W-2s
Forget complicated paperwork! This program is designed for those who may not have traditional income documents but still have consistent income through their business or freelance work.
Get approved based on your cash flow
If your bank deposits show stable income, you're more likely to get approved — even if your tax returns don’t tell the full story.
Fast closing in as little as 10-15 days
Our streamlined process helps you close quickly, so you can move into your dream home or refinance without delays!

REady Set go

Find the Right Lender for Your Home

Join the Right Lender Match community and connect with top lenders who understand your needs. Whether you’re buying your first home, refinancing, or exploring better mortgage options, we’re here to help you make the best financial decisions.

Why US?

Personalized Experience No two borrowers are the same, and we believe your loan should reflect that. We take the time to understand your needs and connect you with lenders who can offer solutions tailored to you.